[EN] Terms of Service
1. Purpose
These Terms govern the use of BALF and define the rights and obligations between BALF and its users.
2. Service Description
BALF provides financial management tools including transaction tracking, budgeting, asset management, and shared financial profiles.
3. User Responsibilities
Users must provide accurate information and must not engage in activities that violate laws or interfere with the service.
4. Account and Security
Users are responsible for maintaining the security of their accounts. BALF is not liable for damages caused by unauthorized access due to user negligence.
5. Shared Profiles
Shared profile features allow multiple users to manage data together. Users are responsible for managing access and permissions within shared profiles.
6. Service Changes and Availability
BALF may modify or discontinue parts of the service for operational or technical reasons.
7. Limitation of Liability
BALF does not guarantee the accuracy of user-entered data and is not responsible for financial decisions made based on the service.
8. Intellectual Property
All content and rights related to the service belong to BALF.
9. Termination
BALF may suspend or terminate access in case of violation of these Terms.
10. Governing Law
These Terms are governed by the laws of the Republic of Korea.
11. Contact
For inquiries:
kimkc30@icloud.com